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The mortgage rate environment has been a difficult one for borrowers over the past several months. Rates hovered in the mid-to-upper 6% range for much of 2025 before briefly dipping below 5% in early 2026, the lowest level seen in nearly four years. That progress, however, has since been reversed. With inflation remaining elevated and […] The post Why refinancing your mortgage in 2026 could backfire appeared first on Rolling Out .